On the heels of MIA's bulletin that summarizes this session's enacted insurance laws, IA&B’s provides additional context on the proposals we tracked, the issues we addressed, and the trends likely to continue in future sessions.

Effective July 1, 2026, IA&B members can access RLI Surety for placement of surety, notary, retail liquor, license and permit, fidelity, and small contract bonds.

The legislation changes the amount a condominium unit owner may be required to pay toward the master policy deductible.

The bills were loosely connected to broader “storm chaser” legislation long sought by the insurance industry to combat fraud following severe weather events.

IA&B pushed back against legislation that would have prohibited wild animal collisions as an auto insurance rating factor, and instead submitted a letter of support for a bill related to deer population management.

IA&B opposed the bills because of their potential to drive up premiums by increasing claim severity and larger settlement payments.