The law, which applies only to employers that participate and qualify for a credit, revises the formula used to calculate credits.

The legislation could have significantly expanded liability exposure for day care centers, schools, nonprofits, and other institutions

The proposal was not directed at insurance, but its broad language created a potential problem for independent agents who participate in quoting, placing, and servicing insurance products.

The law includes a section specifically addressing application fraud committed by insurance producers.

The legislation would have exposed insurers to liability for neutral, actuarially supported practices based solely on their statistical effects.

As introduced, the legislation would have allowed an injured person to rescind a settlement for bodily injuries arising from an auto accident for up to 60 days after signing a release.