If a contractor client converts a few employees to independent contractors, you could get in trouble for proceeding with the workers’ comp policy. 

Are soaring construction costs wreaking havoc on replacement cost estimators? We looked into market conditions and property values.

It depends on the state where the practice occurs and the type of financial institution and/or loan.

Should an insurance ID card be issued for a 6-month or 12-month period?

It is highly unlikely that your unit owner would not have to insure any amount of Coverage A.

To help your agency document its due diligence when an insured or applicant chooses auto liability limits which are less than those suggested by the agency, we’ve prepared a sample letter, which can be modified to suit your particular needs.