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New Coverage Issues
Can Insurers Exclude Dogs Based on Breed?
Dog bite-related claims increased again in 2021, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.
What Personal Liability Coverage Does a Gun Owner Have?
There’s a tremendous gap in understanding between the general public and the insurance industry on liability, intentional and criminal acts, and insurability.
Seasonal Vehicles and First-Party Benefits
Pennsylvanians who drop insurance on their seasonal or inoperable vehicle, but fail to surrender the tag to PennDOT, inadvertently may lose first-party benefits on all of their vehicles, even properly insured ones.
Misclassifying Employees as Independent Contractors
If a contractor client converts a few employees to independent contractors, you could get in trouble for proceeding with the workers’ comp policy.
How Will Increased Construction Costs Affect Coverage A?
Are soaring construction costs wreaking havoc on replacement cost estimators? We looked into market conditions and property values.
Can Mortgage Lenders Require Coverage for the Full Loan Value?
It depends on the state where the practice occurs and the type of financial institution and/or loan.
Mechanicsburg, PA 17055
Annapolis, MD 21401