MD Condo Master Policies Will Not Cover Detached Units
Learn how amendments to the Maryland Condominium Act will impact your Association and Unit Owner customers beginning this October.
Coverage Issues
What Personal Liability Coverage Does a Gun Owner Have?
There’s a tremendous gap in understanding between the general public and the insurance industry on liability, intentional and criminal acts, and insurability.
Can Insurers Exclude Dogs Based on Breed?
The average cost per dog bite-related claim increased 31.7% in 2022, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.
Seasonal Vehicles and First-Party Benefits
Pennsylvanians who drop insurance on their seasonal or inoperable vehicle, but fail to surrender the tag to PennDOT, inadvertently may lose first-party benefits on all of their vehicles, even properly insured ones.
The Hardening Cyber Market
Insurers continue to readjust to the evolving cyber market. Most recently, Lloyd’s of London announced new requirements for state-backed cyberattack exclusions in standalone cyber policies.
Can Insurers Exclude Dogs Based on Breed?
Dog bite-related claims increased again in 2021, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.
What Personal Liability Coverage Does a Gun Owner Have?
There’s a tremendous gap in understanding between the general public and the insurance industry on liability, intentional and criminal acts, and insurability.
Misclassifying Employees as Independent Contractors
If a contractor client converts a few employees to independent contractors, you could get in trouble for proceeding with the workers’ comp policy.
How Will Increased Construction Costs Affect Coverage A?
Are soaring construction costs wreaking havoc on replacement cost estimators? We looked into market conditions and property values.
Can Mortgage Lenders Require Coverage for the Full Loan Value?
It depends on the state where the practice occurs and the type of financial institution and/or loan.