Insurers continue to readjust to the evolving cyber market. Most recently, Lloyd’s of London announced new requirements for state-backed cyberattack exclusions in standalone cyber policies.
The Hardening Cyber Market Read More »
Dog bite-related claims increased again in 2021, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.
Can Insurers Exclude Dogs Based on Breed? Read More »
There’s a tremendous gap in understanding between the general public and the insurance industry on liability, intentional and criminal acts, and insurability.
What Personal Liability Coverage Does a Gun Owner Have? Read More »
If a contractor client converts a few employees to independent contractors, you could get in trouble for proceeding with the workers’ comp policy.Â
Misclassifying Employees as Independent Contractors Read More »
Are soaring construction costs wreaking havoc on replacement cost estimators? We looked into market conditions and property values.
How Will Increased Construction Costs Affect Coverage A? Read More »
It depends on the state where the practice occurs and the type of financial institution and/or loan.
Can Mortgage Lenders Require Coverage for the Full Loan Value? Read More »
Should an insurance ID card be issued for a 6-month or 12-month period?
Issuing Insurance ID Cards Read More »
It is highly unlikely that your unit owner would not have to insure any amount of Coverage A.
My carrier says a condo unit owner doesn’t need Coverage A. Is that right? Read More »
To help your agency document its due diligence when an insured or applicant chooses auto liability limits which are less than those suggested by the agency, we’ve prepared a sample letter, which can be modified to suit your particular needs.
Sample letter: Customers Choosing Lower Limits Read More »
