Continuing Education Requirements
Below are the applicable Continuing Education (CE) and Training requirements in your state. Keep in mind that training may not be monitored by the regulator, but still havea bearing on your ability to sell, solicit or negotiate the line of business affected.
Delaware Continuing Education (CE) & Training Requirements | |
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General requirement |
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Flood |
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LTC |
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Ethics |
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Annuity Education/ Training |
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Other items |
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Maryland Continuing Education (CE) & Training Requirements | |
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General requirement |
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Grandfathering exception |
In addition, producers who were over 70 years of age as of Apr. 30, 2013 are exempt from general CE requirements, including Ethics. This exemption is not included in the law or regulation, but this long-standing MIA practice was formalized in Bulletin 13-07. Note that for those producers over 70: - Flood CE will not be monitored by the MIA (but likely will be by Write-Your-Own carriers and/or the NFIP). - LTC training is still required if they sell Long-Term Care products. |
Flood |
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LTC |
- a one-time, eight-hour training course. Producers who sold LTC insurance prior to Sept. 10, 2007 must complete the eight hours of training before Sept. 10, 2008. Producers who are only starting to sell LTC (e.g. getting a new license, adding the line of authority) must complete the eight hours of training prior to selling LTC insurance. - an ongoing, four-hour training course, to be completed once in every 24-month period. |
Ethics |
- any credits in excess of three will not count towards general credits (current interpretation of the regulation) - if you are over 70, the MIA also exempts you from the Ethics requirement. |
Other items |
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Regulation |
Access COMAR 31.03.02 (CE regulation) |
Pennsylvania Continuing Education (CE) & Training Requirements | |
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General requirement |
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Grandfathering exception |
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Flood |
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Long-Term Care |
If you sell, solicit, or negotiate Qualified Partnership Policies (referred to as LTCP), you must complete:
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Ethics | N/A |
Annuity Education/ Training |
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Other items |
- If the request is received within 60 days of the lapse, the Department will reinstate retroactively.
- If the request is received more than 60 days after the license lapse, the license will be effective on the date of reinstatement.
- If the lapse period exceeds one year, the person must reapply (and take the licensing exam).
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This document is not a legal opinion and should not be relied upon as such. The intent of this document is to provide a general background regarding the topic or topics discussed, not to provide legal advice. Producers and agencies should consult an attorney regarding specific situations and specific questions with respect to the topic or topics covered in this document. Neither the Insurance Agents & Brokers nor any of its employees shall be responsible for any errors or omissions regarding any statements made in this document, nor any errors or omissions regarding any statutes, regulations, court rules, and/or any other government documents cited in this document.