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Market Access

Independent Market Solutions

Independent Market Solutions (IMS) facilitates relationships between independent insurance agencies and carriers without the need for a direct appointment. IA&B members can access IMS at no charge, and there are no to low premium volume requirements.

Sub-producers receive competitive commissions, participate in any earned contingencies, and work toward volume requirements that may eventually qualify them for a direct appointment.

Visit the state-specific IMS webpage for market availability, commission rates, and to sign up:


Watch for additional participating carriers and lines of coverage in the months ahead.

IMS access is a benefit of IA&B membership. Interested in becoming a member? Learn more at or contact IA&B VP-Membership Tim Wonder at 800-998-9644, ext. 351 or


ARI and RLI Programs

Learn more about IA&B members' access to the ARI Workers' Compensation Program and RLI Home Business Insurance and Personal Umbrella Policies. 

ARI Workers’ Compensation Program 
RLI Home Business Insurance Policy 
RLI Personal Umbrella Policy

Premium Financing

Help customers manage the cost of their coverage through our endorsed premium-financing program. Premium Finance Brokerage's competitive rates and terms, backed by personal, one-on-one customer service, take the hassle out of financing.

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Previous Market Access Programs

Have existing business through IA&B's previous market access programs? Find state-specific information through the links below. 



Live Webinars

live CE webinars

Earn CE credits with no travel and no exam. 

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Agency Procedure Manual

Customizable documents to formalize agency workflows

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