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Agents' Umbrella Coverage

Sometimes your existing commercial coverage and errors & omissions limits simply are not enough to fully protect your business. And your commercial coverage adds no personal protection for you and your family.

When you need an umbrella policy to sufficiently insure your agency AND your personal assets, turn to the IA&B Sales Center, the agents’ agency. IA&B knows what it takes to operate an independent agency, including its liabilities and exposures. IA&B's Agents' Umbrella Program extends over your commercial coverage, E&O AND your personal liability limits to meet your unique requirements.

Underwritten by Penn National Insurance with payment plans available by premium level, you have affordable options to secure stable coverage that will fully protect your agency.

You’ve worked hard to build your agency. Protect it from claims that can financially devastate your and your staff's livelihood. Invest in security with umbrella coverage from IA&B..

Why turn to IA&B for Agents’ Umbrella?

Gain the value of working with someone who knows the unique needs of independent agencies. IA&B’s agents’ umbrella program provides excess coverage for the following underlying policies:

  • Errors & Omissions
  • Comprehensive General Liability / BOP
  • Commercial Automotive Liability
  • Optional Employment Practices Liability (for an additional charge and subject to underwriting approval)
  • Optional Personal Umbrella for owners, officers and partners

You will get a policy tailored to your agency's exposures delivered through friendly, personal service from IA&B's licensed specialists. Agencies of any size can benefit from IA&B's umbrella program:

  • Comprehensive coverage that extends over most underlying policies and responds in following form
  • Competitive rate structure
  • Payment plans for policies of any size

Let's talk umbrellas.

Insurance Placement Specialist David Wertz, CPIA is ready to get to know your agency and deliver the kind of personalized service you give your customers. Call him at 800-998-9644, ext. 506 or email Dave to begin the conversation. If you're ready for a quote, click below to download a Quick Quote Questionnaire you can complete and fax to us at 717-795-8347 to begin the conversation:

Complete our Quick Quote Questionnaire


Let's talk insurance.

Insurance Placement Specialist David Wertz is a licensed agent who can help protect your agency.

Email David
or call 800-998-9644, ext. 506

Workers' Comp

Through Agency Resources (AR), we offer small, mono-line workers' compensation program for your commercial clients like farms, roofers, treework, bridgework, transportation and more!

Read more