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A scathing review of Delaware's insurance regulation

January 31, 2018
10:45 AM

The Delaware Department of Insurance took a hit in the R Street Institute’s annual Insurance Regulation Report Card. After receiving a “D” letter grade in 2016, Delaware received an “F” for 2017.

In particular, the report identified Delaware’s strength as “low tax and fee burden” and weaknesses as “highly politicized, concentrated auto market, little underwriting freedom.”

The report is an annual examination of each state’s insurance regulation. R Street – a nonprofit, nonpartisan public policy think tank – aims to answer three questions with its report:

  1. How free are consumers to choose the insurance products they want?
  2. How free are insurers to provide the insurance products consumers want?
  3. How effectively are states discharging their duties to monitor insurer solvency and foster competitive, private insurance markets?

Read the report



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