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A review of Maryland’s insurance regulation

January 31, 2018
10:47 AM

The Maryland Insurance Administration received an improved mark in the R Street Institute’s annual Insurance Regulation Report Card. After receiving a “C+” letter grade in 2016, Maryland received a “B-” for 2017.

In particular, the report identified Maryland’s strength as “low politicization” and weaknesses as “concentrated auto market and large residual auto market.”

The report is an annual examination of each state’s insurance regulation. R Street – a nonprofit, nonpartisan public policy think tank – aims to answer three questions with its report:

  1. How free are consumers to choose the insurance products they want?
  2. How free are insurers to provide the insurance products consumers want?
  3. How effectively are states discharging their duties to monitor insurer solvency and foster competitive, private insurance markets?

Read the report



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