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Delaware to realign drivers' financial responsibility

June 15, 2017
9:00 AM
717-795-9100 Ext. 606

Delaware drivers soon will have more adequate and fair financial protection. Gov. John Carney this week signed into law House Bill 114 – legislation that will increase the state’s minimum auto liability insurance limits.

“The minimum limits didn’t reflect the rising cost of medical care and property,” said Dick Corroon, chairman of the Delaware Association of Insurance Agents & Brokers (IA&B), which championed the bill. “So they forced financially responsible drivers to overcompensate with underinsured motorists’ coverage and therefore pay more in premiums.”

House Bill 114, sponsored by Rep. Bryon Short (D-District 7), amends the current minimum limits of 15/30/5 to 25/50/10. The change will impact new and renewal policies on Dec. 13.

The state last adjusted the minimum auto liability insurance limits approximately 30 years ago. Currently, they are at the second-lowest level nationwide. HB 114 will align Delaware’s limits with those in several other states, including Kansas, Kentucky, Missouri, New Mexico, New York, Vermont, Washington and Wisconsin.

Category: Industry


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